Period of Coverage
Oklahoma State’s insurance is provided by CHUBB. You are eligible for insurance beginning
on the date you start your trip until the date you return to your home country or
until you move out of eligibility due to dismissal from the program or personal deviation
beyond the scope of the program (for example, personal travel before or after the
official program which is not covered by this policy). OSU insurance coverage includes
up to 14 days of “personal deviation” coverage where personal deviation is defined
as an activity that is not reasonably related to the study abroad program. Any personal
deviation travel in excess of these 14 days is not covered and requires you to purchase
your own personal travel insurance should you wish to be covered (see more below).
For more information on this and other coverage details, please review the Summary of Benefits below.
NOTE: Domestic programs are not covered by this OSU insurance policy, including students participating on the National Student Exchange to a US destination or students participating on an OSU faculty-led program to a domestic location.
Exclusions and Limitations
As with any insurance policy, exclusions and limitations apply. For example, scuba diving, bungee jumping and surfing are not covered and would require you to purchase a separate insurance policy. This is one reason we recommend all students retain existing coverage in addition to the OSU policy. Know your insurance and what is covered! Information on exclusions and limitations can be found in the Summary of Benefits.
Proof of Coverage
Please contact us for a Coverage Certification Letter if you need one for visa or program applications. For us to create this letter, you will need to provide your name exactly as it appears on your passport, your date of birth as MM/DD/YYYY, all countries you intend to visit while abroad, and the start and end date of your approved program.
Optional CFAR/IFAR Coverage
Cancel for Any Reason (CFAR) and Interrupt for Any Reason (IFAR) optional insurance coverage.
Receive proof of coverage, emergency assistance and information regarding claims.
OSU provides a mandatory insurance policy for all students and non-employee travelers with approved travel to ensure anyone traveling abroad through OSU meets all institutional requirements.